Disaster Adjusting has experienced public adjusters, licensed by the Department of Insurance to assist homeowners and business owners settle their claims by assessing, estimating, inventorying, and documenting every detail of an insurance loss from fire, water, storm, or other insurance-related disasters. We work for you and not the insurance company, having your best interest in mind.

Preparing and processing your claim takes many years of experience and training in order to submit it to your insurance company properly. We work closely with you, making sure that all your paperwork such as estimates, documentation, duties, and deadlines are completed properly without leaving you exposed to future issues such as denials, limited coverages, or settlement amounts.

It is your responsibility to prove your claim (burden of proof). However, after a loss, your insurance company will generally send out a staff or independent adjuster employed by them to assess the damages on their behalf. They claim they are there for you, but they are there on behalf of the company that is paying for your loss. This is nothing less than a conflict of interest. They are teamed with engineers, adjusters, managers, accountants, and a legal team to back and represent them. Who do you have?

Disaster Adjusting works and fights for you while you attempt to get your life and/or business stabilized.

The earlier Disaster Adjusting is brought in, the better the opportunities are for helping the policyholder obtain the best settlement possible. Mistakes will be made, evidence will be contaminated, moved, or disposed of. Most of all the wrong things will be said (innocently) during a conversation or recorded statement that you cannot retract or change that may negatively affect your settlement or even cause a denial of your claim.

• Review and identify all of the coverages that may be applicable to your claim
• Assist in any immediate damage containment of your properties
• Thoroughly review your loss and damaged items in order to provide a detailed scope of repairs and inventory of damaged personal property/contents
• Provide you with handouts, pamphlets, or information to help you help us obtain necessary information about your loss, expenses, business interruption, and other items necessary to obtain your settlement
• Setting up and attending all meetings with your adjuster, the owner or representative of the loss regularly
• Walk you through this process every step of the way

Property insurance claims are complicated and very time-consuming. The mistakes made during this process are very costly. Our services in just one of the coverages we handle in your loss generally cover the total expense of your fee. It is generally a small percentage of your loss or sometimes a set fee is determined. It is minimal in relation to your claim settlement and is offset by the increased settlement we historically collect.

In addition to the time saved, less stress, and peace of mind. Our fee is based on your comfort level and customers have found that it was the best investment they could have made.