About Us

Putting to work decades’ of experience in the insurance claims industry

Disaster Adjusting has expert knowledge and many years of experience in claims policy interpretation, negotiation, settlements, and disputes. This, accompanied with hands-on experience in project management, reconstruction, personal property/business personal property (contents), cleaning, inventory, and restoration, makes Disaster Adjusting a leader in the field of public adjusting and consultation.

We work to achieve a maximum settlement by providing you with services and knowledge regarding your loss that others may overlook or may not even know exists.

Disaster Adjusting provides you with additional “insurance” that your claim will be handled properly, as we will assume all of the duties necessary to settle your claim. It is only after a satisfactorily settled claim that we get paid.

  • We are paid a small fee based on the total settlement amount.
  • We collect this relatively small fee only after you get paid, and it is not an out-of-pocket expense.
  • The fee is offset because we historically vastly increase the amount of a properly owed monetary recovery, and from avoidance of making costly mistakes, reducing time lost as we efficiently and properly handle your claim.

The fact is you probably wouldn’t know until it’s too late. Many of the coverages and items on your policy may never be addressed or paid out properly. Most policyholders just accept a settlement from their insurance company and don’t know they may have had other options.

Disaster Adjusting

Bill Watterud, Owner and President


I am a public adjuster, licensed by the Department of Insurance in nine states, and am a second-generation business owner with specialized experience in negotiations, settlements, and disputes relating to residential, commercial, and industrial property insurance losses from fire, water, storm, and other disasters.

Disaster Adjusting

Susan Watterud, Vice President


I’ve always had a love for helping people. It was why I went to nursing school and managed a Vitamin Shoppe retail store: because I wanted to help improve the health and lives of people.