When disaster strikes, whether it’s a storm, fire, flood, or any other kind of damage—filing an insurance claim is often one of the most stressful things a homeowner or business owner has to deal with. You’re already dealing with the damage, and now you’re buried in paperwork and phone calls. That’s where a public adjuster comes in. They’re your advocate, fighting to make sure you get a fair settlement. 

We’ll explain what a public adjuster does, why having one on your side matters, and how Disaster Adjusting can help you get the fair settlement you deserve. 

What Does a Public Adjuster Do? 

A public adjuster is a licensed pro who works for you, not the insurance company. Unlike the insurance company’s adjuster—whose job is to protect their company’s bottom line—a public adjuster is there to fight for what you’re owed. 

Here’s how they can help: 
✅ Look over your property damage from top to bottom, making sure nothing gets missed. 
✅ Review your policy to see exactly what’s covered and where you stand. 
✅ Handle all the paperwork and documentation so you have a solid case. 
✅ Negotiate with the insurance company to get you a fair settlement. 
✅ Make sure you’re treated fairly every step of the way. 

Why You Should Think About Hiring a Public Adjuster 

Dealing with a property damage claim can feel like walking through a maze. Insurance policies are full of jargon and small print that most people don’t have the time or experience to make sense of. 

Here’s why having a public adjuster on your side can make a big difference: 

✅ They understand how to read your policy. 
Insurance companies write their policies to protect themselves. A public adjuster knows how to find the details that matter to you. 

✅ They build a stronger claim. 
They know what the insurance company needs to see—and what they might try to leave out. They document everything to make sure your claim is solid. 

✅ They negotiate for what’s fair. 
The insurance company has adjusters working to keep their costs down. A public adjuster levels the playing field and fights for a settlement that actually covers your costs. 

✅ They save you time and stress. 
The claims process can drag on, eating up hours of your time. A public adjuster handles the calls, emails, and paperwork so you can focus on getting your life back to normal. 

How Public Adjusters Help Homeowners and Businesses 

Whether it’s your home, a rental, or a business, a public adjuster can make sure you’re getting what you’re actually owed. 

✅ They catch the details others might miss. 
Hidden damage can add up fast. A public adjuster makes sure it’s all included in your claim. 

✅ They help you understand your policy. 
Insurance language is tricky. A public adjuster helps you figure out what’s covered and what’s not, so you’re not left guessing. 

✅ They fight for you at the negotiating table. 
Quick offers from insurance companies often fall short. A public adjuster fights for a fair settlement that covers all your costs. 

✅ They keep the process moving. 
Insurance claims can drag on forever. A public adjuster pushes to keep things on track so you can get your repairs done and get back to normal. 

When Should You Call a Public Adjuster? 

Not every claim needs a public adjuster, but you’ll definitely want one if: 
👉 The damage is extensive (like from a big storm or fire). 
👉 You think the insurance company’s offer is too low. 
👉 Your claim has been denied or delayed. 
👉 You want someone in your corner, making sure you get treated fairly. 

Disaster Adjusting: Your Advocate Every Step of the Way 

At Disaster Adjusting, we get how overwhelming it is to deal with property damage. Our team of experienced public adjusters is here to fight for you—not the insurance company. We handle every part of the claims process with honesty, transparency, and a focus on getting you every dollar you deserve. 

If you’re facing property damage and want to make sure you’re getting treated fairly, don’t go it alone. Give us a call at Disaster Adjusting and let us go to work for you. 

Ready to Get Started? 

Call today (888) 675-0911 for a free consultation. Let Disaster Adjusting be your advocate when you need it most!