I am a Public Adjuster, Licensed by the Department of Insurance in 9 States and a second generation business owner with over 35 years of specialized experience in negotiations, settlements, and disputes relating to Residential, Commercial and Industrial Insurance property losses such as Fire, Water, Storm, and Other Disasters.
For over 40 years my father owned and operated a reputable restoration company specializing in insurance repairs. At the age of 25, I took over our family business. Over the next few years, I found the industry changing and I was constantly arguing with insurance companies and their adjusters to receive the proper settlement. My firsthand experience in dealing with insurance companies and their adjusters was that most of them had little or no restoration experience, with their primary goal to settle the loss for the least amount of expense. However, my hands-on experience in the restoration business made this easy for me to prove.
Once a preferred contractor for different insurance companies, I can tell you with firsthand experience that the insurance company wants to do things their way and work with a contractor they can control. I was not going to sacrifice my integrity and our good name in order to conform to doing things the way they wanted. We always put our clients (the insured) first.
With the rapid decline in the services many insurance companies providing their policyholders; delayed payments, placing them in substandard housing, not wanting to pay for the complete damages, covering up damages, and many more unacceptable practices, either from lack of experience or lack of integrity, I drew a line in the sand many years ago as to whose side I was going to be on. Yours, the policyholder.
Since a contractor cannot legally represent an insured, I began fighting for you against the insurance companies and their preferred contractors as a Licensed Public Adjuster.